problems we solve
randy fisher
maximizing social security
Social Security may not be your only source of retirement income. But that’s no reason to earn a penny less than you’re owed from the program you helped fund with your tax dollars. Randy Fisher of Artemis Wealth Advisors, LLC can help you make sure you are claiming your benefits at the right moment and getting as much money as possible from them when it’s time to retire.
efficient tax planning
New Jersey residents turn to Artemis Wealth Advisors, LLC because they know Randy Fisher and his staff offer expertise a CPA cannot with regard to investments. Fisher owns the experience to spot opportunities for tax mitigation in people’s financial portfolios both for the present and for the future, when taxes should typically transition to less of a burden against monthly income.
wealth management
For the past three decades, Randy Fisher has provided wealth management expertise and assistance to residents in the tri–state area of New Jersey, Pennsylvania, and New York. Whether it’s selecting investments, designing income plans, or implementing tax mitigation tactics, Artemis Wealth Advisors, LLC specializes in customizing strategies that best fit each individual client’s portfolio.
Funds under management
When you live in New Jersey, it can feel like a lot of pressure to keep up near an expensive city. Over the years, you may amass so many assets that it becomes tricky to oversee them all. Funds under management is a financial tactic that optimizes your holdings so you can earn more from every investment.
investing
Investing in New Jersey, can feel like a foregone conclusion. When you live near one of the most wealth–concentrated cities in the world, it’s inevitable that you’ll want to capitalize on the markets. Whether you gravitate toward rental properties for the steady returns or toward riskier ventures with massive payoffs, the most important thing is that you have a strategy that works well with your overall portfolio.
retirement income planning
When it comes to retirement, you’re likely to receive a lot of advice about how much you need to save before you can consider yourself “ready”. You might measure as a percentage of your pre–retirement income, say, at least 80% of what you were making the year before you decide to retire.
Create an investment plan to achieve your goals
maximizing social security
Social Security is a program that’s been much maligned over the years, particularly after shifting priorities ultimately translated to less money being given to retirees every month. Both the official press on the program and informal anecdotes have confirmed that it shouldn’t be the only source of income that you have for your retirement.
At Artemis Wealth Advisors, LLC, the staff ultimately wouldn’t contradict this common belief. However, a financial advisor like Randy Fisher would tell you to still make the most of what you’re given. How much you receive is based on a variety of factors if you live in New Jersey. It would be worth it to explore how you can get what you’re owed from a system that you’ve likely been paying into for more years than you can count.
How to Maximize Social Security
Your job, how long you’ve contributed, and how much money has been deducted from your paycheck are just the beginning of filing for this program. The variance of what people get is often not discussed, which can lead to the wrong conclusions. For instance, if you happen to know of a neighbor who’s getting paid next to nothing, it’s important not to make assumptions that the two of you are in the same boat.
Randy is a financial expert who knows how to fill out the forms correctly the first time. Maximizing Social Security is all about getting the paperwork right the first time. Changes may be possible (along with the corresponding back pay), but we wouldn’t recommend trying to make a change with a government that has far more pressing matters.
Being confident starts with talking to a professional who knows the rules. There are a lot of small updates to the system that you might be able to take advantage of —but only if you know about them when it comes time to file. Secure income is the lifeblood of your retirement, and your monthly benefits check can play a big role in your overall assets.
efficient tax planning
Tax planning is a process that everyone has some degree of experience withfrom their personal tax filings. Whether you rely on software or an accountant, though, you might be paying far more than you should. Efficient tax planning refers to the process of buttoning up all of your finances, so you aren’t leaving the government a tip. Far from trying to get out of paying your fair share, it’s a means to maximize everything from your assets to your charitable giving.
Artemis Wealth Advisors, LLC is a boutique retirement firm that helps people find a way to live out their golden years the way their clients pictured them. Whether you file every year or every quarter, a financial advisor like Randy Fisher is there to review every expense and ensure that you’re not missing any opportunities.
Filing Your Taxes in New Jersey
When you choose to retire with Artemis Wealth Advisors, LLC you’re essentially committing to growing your portfolio. To do this, you might choose to defer capital gains by making a similar–sized purchase. Or, you could donate to your favorite philanthropic organizations in order to be brought down into a lower tax bracket. People have grown so accustomed to paying a relatively set amount every time they file that they don’t even know that there are a variety of ways to structure their finances.
This may also be an opportunity to understand more about the local, state, and federal codes that ultimately dictate what you take home. While the major federal laws are unlikely to change anytime soon, there may be small adjustments from one year to the next that you can take advantage of with right source of expertise. It can be painstaking to comb through that kind of jargon on your own, but having the right partner by your side can make it possible to detangle it all and make smarter decisions based on the finer details. To a certain extent, an accountant will do this, too, but a financial advisor makes it a true art form to make sure you don‘t pay a penny more.
wealth management
If you’re interested in wealth management, you should know that the right firm can offer comprehensive advice to get your portfolio in order. This financial principle is often referred to as the “highest level” if you’re in the market for financial planning services. In other words, it’s usually reserved for high–net–worth families and individuals. After all, the idea is that you have to be rich first before you need to hand off all your assets to a professional who will organize and coordinate them all.
At Artemis Wealth Advisors, LLC the staff is ready to help you structure your taxes, estate, and accounts, so you don’t miss any of the details. Whether you’re concerned about the legality of your decisions or just want to double-check that your accountant is catching all the tax breaks that you’re owed, an advisor like Randy Fisher will develop a customized strategy that is tailor-made just for you.
Assest and Wealth Management Companies
When you live in New Jersey, you don’t need anyone to tell you that wealth plays a huge role in both how you live and how you’ll retire. Asset wealth management won’t get in the way of your holdings, only determine how they can be grown without introducing too much risk into a portfolio. For instance, a wealth manager might set up a donor–advised fund, which will ensure that any money you give to charities will go to the organizations that you deem worthy (a move that can ultimately lower your taxes). Or, they might steer you toward a promising hedge fund or private equity opportunity.
Wealth investment concepts can be applied across the board in many ways, but there are subtle differences. In the simplest terms, the approach needs to be adjusted slightly to account for the relative value of each item. If you’re looking for a professional who understands how to maximize your portfolio based on everything from your retirement goals to the relative margins of each account, Randy has the experience and expertise to make it happen.
Funds under management
When you live in New Jersey, it can feel like a lot of pressure to keep up near an expensive city. Over the years, you may amass so many assets that it becomes tricky to oversee them all. Funds under management is a financial tactic that optimizes your holdings so you can earnmore from every investment.
At Artemis Wealth Advisors LLC, Randy Fisher is a financial advisor that can provide a comprehensive overview of how your assets are performing and how they can be protected if the market takes a turn for the worst.
Funds Under Management Strategies
The first investment you make, whether it’s a stock or a physical item like real estate, can feel like a real turning point in your life. When you have a limited portfolio, you may not need an advisor to tell you how your finances are progressing because you’re already well aware of its ebb and flow. However, over time, it’s easy to lose track of performance.
Assets under management services are designed to keep your portfolio from becoming stagnant. If there are any mistakes made with the paperwork or anomalies in a contract, Fisher is there to spot them and take action. This kind of consistency, while certainly not as exciting as an unexpected windfall, is often the key to giving your retirement the cushion it needs. When you visit Artemis Wealth Advisors, you’ll learn more about how this principle can maximize your wealth with the help of oversight and ingenuity.
investing
Investing in New Jersey, can feel like a foregone conclusion. When you live near one of the most wealth–concentrated cities in the world, it’s inevitable that you’ll want to capitalize on the markets. Whether you gravitate toward rental properties for the steady returns or toward riskier ventures with massive payoffs, the most important thing is that you have a strategy that works well with your overall portfolio.
A qualified financial advisor can tell you more about how to balance risk and reward, so you can feel confident that your holdings are working for you. Randy Fisher at Artemis Wealth Advisors, LLC can tell you everything you’d want to know about which investment strategies make sense for you.
Building Secure Income for Your Retirement
Secure income is the ultimate goal at a boutique retirement firm. When you visit Artemis Wealth Advisors, LLC that strategy is geared toward finding as many possible sources of income so you’ll have more than enough coming in every month. When applied to investing, this could mean anything from rental checks to dividends.
Randy is available to give customized advice about how you can best structure your portfolio. He’s also there to dispel myths about investing or provide clarity on common investment advice. For instance, there are plenty of reasons to diversify your holdings, as doing so can prop up some of your assets even when others are going under. However, there’s also such a thing as diversifying too much, particularly if your portfolio doesn’t have a clear theme or pattern to it.
If you want to organize all of your investments so you can clearly see how each one is performing relative to the others, having the right financial advisor by your side can make all the difference. A professional can not only unify your investments so they’re easier to understand, they can also introduce the best alternatives if and when you need to switch things up. Whether you want to live a modest retirement or travel the globe, this can be the key to fulfilling your long–term plans.
retirement income planning
When it comes to retirement, you’re likely to receive a lot of advice about how much you need to save before you can consider yourself “ready”. You might measure as a percentage of your pre–retirement income, say, at least 80% of what you were making the year before you decide to retire. Others might quantify it as a memorable figure, like $1 million. What you’ve likely already deduced by this point in your life, though, is that few things are as simple as they seem.
Real retirement income planning is specific to every individual, and a good financial advisor can tell you more about how you can strategize long before you get ready to clock out for the last time. At Artemis Wealth Advisors, LLC, a boutique retirement firm, their staff is available to amass many different sources of stable income, so you have enough to cover your expenses and then some.
Find Retirement Income Planning Services in New Jersey.
Randy Fisher is a financial advisor who understands how to maximize your holdings by first organizing them and then determining where and how they can be approved. Income planning is more than just how many stocks you’ve invested in. It’s Social Security, IRAs, annuities, rental property, etc. Anything from tax planning to charitable contributions can ultimately impact what you take home every month.
What you choose to focus on will be based on anything from your lifestyle to your professional specialty. For instance, some clients may choose to invest largely in the technology industry, while others might prefer to accumulateas much real estate under their umbrellaas possible. Working with an advisor, particularly as you start to move closer to your retirement age, is a way of reining in your risk when you need to without missing out on a chance to branch out. Visiting with Artemis Wealth Advisors can give you more information about how planning works for different people and why no one is immune to taking these precautions after they stop receiving a paycheck.
