About
who we are
Founder/Chief Investment Officer | Artemis Wealth Advisors, LLC
maximizing social security
Social Security is a program that’s been much maligned over the years, particularly after shifting priorities ultimately translated to less money being given to retirees every month. Both the official press on the program and informal anecdotes have confirmed that it shouldn’t be the only source of income that you have for your retirement.
efficient tax planning
Tax planning is a process that everyone has some degree of experience with from their personal tax filings. Whether you rely on software or an accountant, though, you might be paying far more than you should. Efficient tax planning refers to the process of buttoning up all of your finances, so you aren’t leaving the government a tip.
wealth management
If you’re interested in wealth management, you should know that the right firm can offer comprehensive advice to get your portfolio in order. This financial principle is often referred to as the “highest level” if you’re in the market for financial planning services.
funds under management
Funds under management is a financial tactic that optimizes your holdings so you can earn more from every investment.
investing
Investing in the tri-state area of New Jersey, Pennsylvania, and New York, can feel like a foregone conclusion. When you live near one of the most wealth–concentrated cities in the world, it’s inevitable that you’ll want to capitalize on the markets.
retirement income planning
When it comes to retirement, you’re likely to receive a lot of advice about how much you need to save before you can consider yourself “ready.” You might measure as a percentage of your pre–retirement income, say, at least 80% of what you were making the year before you decide to retire.
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As an investment advisor specializing in retirement planning and risk mitigation, Randy provides a full spectrum of financial tools and services to his clients in managing their investment portfolios, minimizing income taxation, implementing lifetime income plans, and reducing relative risks, all while coaching his clients to meet their goals in pursuit of their golden years. At Artemis Wealth Advisors, LLC., Randy serves clients from coast to coast. The primary practice is centered on pre-retired and retired clientele in the tri-state area of New Jersey, Pennsylvania, and New York. The services and relationships established at Artemis Wealth Advisors remain uninterrupted and continue to thrive when people choose to pioneer to other potentially warmer, tax-friendly states to settle into retirement.
Randy is often sought out as an industry platform speaker at national conferences and training events, and he regularly conducts private financial workshops and educational classes at universities for the American Retirement Institute. Due to his extensive knowledge of and work in the financial arena, Randy has been seen on Fox Business, heard on the radio at WEAB, WCTC, WMTR, WOR, ABC, CBS, and NBC, and has published many articles in Forbes, Fortune, CNN/Money, and Fox. “In the most basic sense, I use proven, unique retirement, investment and estate planning strategies to manage assets so that clients can retire with confidence, while sustaining their lifestyle by increasing their income efficiency through risk reduction and wealth protection,” says Randy. “In this industry, the end goal is quite common to everyone, but the journey is certainly unique for each circumstance and family.
At Artemis Wealth Advisors, LLC., we give Wall Street advice to Main Street people. We want you to retire once and retire right. This is accomplished by coaching people to make certain that their money makes sense, since ultimately income is the outcome that matters most. The scariest day of someone’s retirement is the first day of the rest of their life; that’s the day which they need to sign their own paychecks. This is the reason why we teach people that their assets need to be segregated into ‘paychecks’ and ‘playchecks.’ ”Our journey begins simply as a conversation over a cup of coffee, “where we can learn what someone knows and what someone needs to know,” says Randy. “We’re not interested in jargon or trying to talk over anyone’s head. We have a knack for making difficult concepts easy to understand. We always want to show people the ‘why,’ not just tell them what to do; this is the art of financial translation.” Randy resides in Flemington, New Jersey, with his wife and business partner, Peggy; daughter, Allison; two sons, Randy III and Quinn; their two dogs, and Louis and Versace the cats. His passions include educating clients and advisors, coaching basketball, cooking, scuba diving, fishing, traveling, and volunteering with charities, such as Wounded Warriors, Tunnels 2 Towers, Polar Bear Plunge, Tim Tebow Foundation, and Make-A-Wish Foundation, as well as spending quality time with his family.
President | Liberty Financial Group
Asset Protection
Many people underestimate the devastation of losses to their portfolio due to market declines and don’t realize how difficult it can be to rebuild an account.
We believe that while accumulation is an important part of retirement planning, protection is more important when it comes to building a foundation for your golden years.
Protecting accumulated assets is a major portion of a solid financial plan. Not losing ground can potentially enhance your comfort level in retirement, and we focus on making you money, not making money back because it was lost.
Social Security & Pension
Social Security and pension selections are usually one-time, life-changing choices, which should be made with care and consideration. Many personal aspects must be taken into accord, such as mortality, health, financial assets, income requirements, spousal and beneficiary considerations, as well as many others.
We help navigate your choices and translate the jargon into easy-to-understand options to meet your needs and optimize the plan. The choices are married to your income and tax plan and mesh seamlessly throughout the entire process.
life insurance
Life insurance can be used for an array of financial planning events, including survivor needs, income replacement, charitable giving, estate tax planning, business continuation, etc.
The use of life insurance in retirement planning is often overlooked. Life insurance has changed dramatically in recent years. The potential tax benefits can be extremely beneficial when a properly constructed contract may provide tax-free income benefits during your life, along with protection for your heirs in the event of death. The benefits may also include chronic illness benefits that are also tax-advantaged during retirement.
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Chief Operating Officer of Liberty Financial Group, Peggy Fisher graduated from Rutgers University. Peggy’s illustrious financial career is a continuation of a bloodline of financial advisors dating back decades starting at Prudential Financial, where Peggy’s family was decorated annually as one of the top firms in the nation.
Peggy has an illustrious and extensive background with more than three decades of insurance expertise, concentrating in risk management. After working with multiple insurance industry giants, Peggy has transitioned from the corporate insurance offices back to the Main Street public forum in 2015 to running the daily activities at Liberty Financial Group and to assist private clients with insurance and retirement income needs.
Peggy is a published author for Forbes.com and has been listed as one of America’s Retirement Experts in Kiplinger Magazine since 2019. You may have seen her as a prominent guest for the Retire Happy Hour aired on ABC, NBC, CBS and Fox.
Peggy resides in Flemington, New Jersey, with her husband Randy, daughter Allison; two sons, Randy and Quinn; St Bernard, Cali and English Mastiff, Bentley; and cats Louis and Versace. Her passions include shopping, traveling, and volunteering with charities, such as The Tim Tebow Foundation, and Make-A-Wish Foundation, as well as spending quality time with her family.